Phone: (336) 476-LOAN Fax: (336) 476-7700
FHA
Maximum Loan Amount is $271,050
97% Max Loan to Value
No Minimum Credit Score Requirements
Manufactured Homes are Allowed
View Manufactured Home Guidelines
Ask About the Down Payment Assistant Program
97% Max Loan to Value
No Minimum Credit Score Requirements
Manufactured Homes are Allowed
View Manufactured Home Guidelines
Ask About the Down Payment Assistant Program
Up to 102% Loan to value
No Monthly Mortgage Insurance
Minimum Credit Score of 580
Some Income restrictions Apply
No Monthly Mortgage Insurance
Minimum Credit Score of 580
Some Income restrictions Apply
USDA
95% Max Loan to Value (purchase, R/T Refi)
85% Max Loan to Value (Cash-
620 -
Conventional
Investments
85% Max Loan to Value (Purchase, R/T Refi)
80% Max Loan to Value (Cash-Out Refi)
Min Credit Score 680 - Full Documentation
80% Max Loan to Value (Cash-
Minimum Loan Amount is $417,001
Max 90% Loan to Value (purchase, R/T Refi)
Min Credit Score 660-700 (Full Documentation)
Max 75% Loan to Value (Cash-Out Refi)
Min Credit Score is 720 (Full Documentation)
Max 90% Loan to Value (purchase, R/T Refi)
Min Credit Score 660-
95 - 97% Maximum Loan to Value
Primary Residence Only
620 - 680 Minimum Credit Score
15, 20, 30, & 40 Year Mortgages
Fixed and Adjustable Rates Available
620 -
Fixed and Adjustable Rates Available
Jumbo
Home Possible